How useful is a death benefit insurance?

Many relatively young people to think about a advantageous Precaution to have to come back later and at an advanced age – no unpleasant Surprises. The measures taken were often made of products such as a private or supplementary pension insurance and life insurance. About the own death and the associated costs, no one thinks, of course. However, it should be dealing with this subject, to burden in case of an emergency, families and friends financially.

Benefits of a death benefit insurance

Who does not have enough savings and financial burdens for the bereaved would like to exclude, can complete a so-called insurance Death benefit. Until 2003, the death benefit was a benefit which was integrated into the statutory health insurance Fund. This was reduced and a year later completely deleted. To cover the cost of the funeral, however, can be a private insurance Death benefit. The benefits are clearly defined: In the event of death, the dependents get the sum agreed, and any Surpluses which have been generated with the contributions. Interestingly, the insurance company will, among other things, by the fact that no health is required examination and, therefore, really each a death benefit insurance straightforward can complete.

Compare brings many advantages

In the case of a desired Death benefit in the amount of € 5,000, the monthly fee is about 15 Euro. This sounds, perhaps, all expensive, nevertheless, an insurance comparison is worth it. The contributions can vary, and in view of the fact that for many, many years is deposited, the comparison gives a certain amount of savings potential. Suitable for the comparison of a specialized platform in the Internet. There you will find everything that is Important to the insurance Death benefit and, of course, a contribution calculator that determines the most profitable deals.

READ:   donate blood – Save life!


A death benefit insurance is quite reasonable and relieves particularly the members of age – or sick people. Stand-alone or Rich benefit, however, is not really private grants. For many Younger people-the risk of life-insurance, however, is an interesting Alternative, which is bottom line cheaper and a significantly higher death totals can be agreed. This is not rarely reach the six-digit range.

Image: Gerd Altmann /

Back to top